1. Medical Transportation (sending a Doctor to the Insured’s location or transporting the Insured to a hospital that is most appropriate to his/her case) Actual costs
2. Payment of Medical Expenses following illness or accident
Illness 30,000 (Deductible: 50)
Accident 30,000 (No Deductible)
3. Repatriation of mortal remains Actual costs
4. Payment of Emergency Dental Expenses 160 (Deductible 50)
5. Advance Bail 2,000
6. Legal Costs 400 per event
7. Escort of a Insured (victim of an accident or affected by illness) by a family member Actual costs of return airline ticket
8.
Accommodation expenses following extension of Insured’s Stay resulting from illness or accident
80 per night for 10 nights
9. Escort of an Insured who is less than 15 years old following death of close relative Actual cost of return airline ticket
10. Travel Ticket for a family member to be on the sickbed of an Insured who is hospitalized for more than 10 days Actual cost of return airline ticket
11. Early return in the event of the death of a Family Member 3,000 per event
12. Repatriation of the body of the Insured in the event of death
Actual cost of post mortem expenses
Actual expenses for laying the body in the coffin
Coffin expenses up to 1,000
13. Escort of the Deceased Actual cost of a return air ticket
14. Presence on the site of death to identify the Insured Actual cost of a return air ticket
15. Information service in the event of delay in delivering luggage
16. Indemnification in the event of delay in delivery luggage – where delivery is more than 12 hours after the arrival of the Insured’s flight. 300
17. Indemnification in the event of loss of luggage 400
18. Indemnification in the event of Flight delay of 12 hours from the initial departure time 100 per night for 2 nights
19. Indemnification in the event of Passport Loss Actual reproduction cost
20.
Personal Accident Benefit for Death & Permanent Disability (payable in Ghana)
1,400 or its Equivalent in Cedis
21. Sending urgent messages to Insured’s family by quickest means Actual costs
